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Agriculture & SME Insurance

From field to finance — protection that works in the real world

Born in Africa, scaling worldwide, Purple Wallet helps smallholders, cooperatives, traders, processors and agri-SMEs manage the risks that keep 97% of African and ~80% of Asian small farmers uninsured—using research-backed design, trusted distribution, and practical financing options.

The challenges you face

Climate Volatility

Affecting yield, income and loan performance

Storage & Transit Exposure

Across fragmented routes and facilities

Counterparty Risk

With buyers/off-takers and concentration limits

Price & Political Instability

Impacting assets and inventory

Access Barriers

Trust deficits, affordability gaps, uneven data

How we protect your value chain

Climate & Production

Parametric weather covers (rain/heat/drought with satellite verification), crop insurance tailored to local varieties, and business interruption where applicable—built to pay fast and transparently.

Assets & Supply Chain

Stock/Assets (incl. Political Violence & Terrorism), Goods-in-Transit & Marine Cargo from farm to port, and construction/installation for silos, plants, and cold-chain.

Cash Flow & Counterparties

Trade Credit/Receivables protection structured for bank assignment, Political Risk for cross-border contracts, and surety where required.

People & Inclusion

Group Personal Accident & Health for seasonal and permanent workers, with options that recognize women-led and youth segments.

Distribution & Financing that Fit

Agriculture Financing Solutions

Flexible Financing

Tailored to agricultural cycles

Bundled solutions with inputs/credit, flexible payments (incl. post-harvest deductions), and trusted channels (agro-dealers, mobile networks, farmer groups).

Input bundling
Post-harvest payments
Trusted channels
Mobile networks

Essential coverage areas

Parametric Weather
Crop
Business Interruption
Stock/Assets (incl. PVT)
Cargo/GIT
Construction/Installation
Trade Credit
Political Risk
Surety/Bonds
Group PA & Health

Why choose Purple Wallet?

Research-Backed Design

That addresses affordability, trust and access

Gender-Inclusive Delivery

And farmer-centric engagement

Proven Distribution

Via agro-dealers, mobile, co-ops and lenders

Tech for Impact

Instant quotes, transparent claims, API embeds

Global Reach, Local Execution

With specialty depth where agri/SME need it most

Ready to get started?

Share your value-chain map and current protections. Our sector team will return a pragmatic, cost-aware protection plan you can execute this season.