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Construction & Engineering Insurance

Protect Your Projects from Day One to Completion

Building in today's market means navigating tight deadlines, complex supply chains, and unpredictable conditions. Purple Wallet helps construction companies, developers, and contractors safeguard their investments, maintain schedules, and meet lender requirements without slowing down progress.

We Work With

Project Leaders

  • Property developers and infrastructure owners
  • General contractors and specialized subcontractors
  • Equipment manufacturers and suppliers

Financial Partners

  • Project lenders and development finance institutions
  • Investment funds and private equity sponsors

Sectors We Serve

Energy & utilities • Transport & logistics • Water & waste • Commercial & residential development

The Challenges You Face Every Day

Financial Pressures

  • Cost overruns from delays, inflation, and supply chain disruptions
  • Strict lender requirements and complex risk allocation demands

Operational Risks

  • Site hazards, environmental concerns, and health & safety incidents
  • Unpredictable ground conditions and technical challenges

External Factors

  • Political instability, extreme weather events, and market volatility
  • Limited insurance capacity for large or complex projects

Our 3-Step Approach

1

Risk Assessment & Planning

Before you bid, we analyze your contract terms, lender requirements, and site conditions to identify which risks to insure versus retain. This creates a clear roadmap for coverage that actually works.

2

Program Design & Market Access

Smart Coverage Architecture: Optimal limits, deductibles, and policy terms
Global Market Access: Including London specialty markets for complex risks
Cost-Effective Solutions: Capital-aware retention strategies and captive options
Fast Claims Process: Pre-agreed procedures and surveyor networks
3

Ongoing Support & Optimization

Digital tools for certificate management, incident reporting, and program monitoring ensure your coverage stays effective as projects evolve.

Insurance Solutions That Actually Work

Project Protection

Construction All Risks (CAR)

Material damage and natural disasters

Public Liability

Third-party injury and property damage

Delay Coverage

Lost profits from project delays

Cargo & Transit

Equipment and materials in transport

Professional Coverage

Design & Construction Errors

Professional indemnity protection

Equipment Breakdown

Plant and machinery coverage

Financial Security

Performance Bonds

Bid, performance, and warranty guarantees

Political Risk

Terrorism, riots, and government action

Trade Credit

Supplier payment protection

Specialized Protection

Environmental Liability

Pollution and remediation costs

Weather Protection

Parametric coverage for extreme conditions

Digital Management

Document hub, claims tracking, performance dashboards

Why Choose Purple Wallet

Lender-Approved Structures

Coverage that satisfies financial requirements while protecting your margins

Global Reach, Local Service

International capacity with on-ground support for multi-location projects

Real-World Focus

Programs designed around actual site conditions and contract realities

Proven Results

Stable risk costs, faster claims resolution, and better renewal terms

Ready to Get Started?

Share your project details and timeline with our construction insurance specialists. We'll map your risks and provide a comprehensive coverage plan within 48 hours.