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Risk Management Excellence

Make risk a performance lever

We separate insurable from non-insurable exposures, design the right financing structures (including captive options), and implement technology-enabled controls, so you can allocate capital with confidence.

Data-driven insights
Capital efficiency
Strategic implementation
Insurance Risk Advisory

Purple Wallet's Risk Management Consulting (RMC) helps leadership teams make confident, data-driven decisions about risk. We map insurable vs. non-insurable exposures, design efficient risk-finance structures (including captives), and build the operational cadence to sustain results, coordinating seamlessly with Distribution and Digital (Purple Genie) when you need market access or technology enablement.

Data-driven decisions
Efficient risk-finance structures
Seamless coordination
Business value consulting analytics

Value at a Glance

Resilience by design

Practical frameworks that stand up to real operating conditions.

Capital efficiency

Right-size retention, limits, and structure to protect cash and growth.

Execution Diligence

Clear roadmaps, accountable owners, measurable milestones.

What We Do

Coverage Architecture & Policy Optimization

Structure limits, deductibles, triggers, layers, and placement strategy to match operational risk, contracts, and financing objectives.

Risk & Control Diagnostics

Identify insurable vs. non-insurable exposures, assess control maturity, and run scenario/stress tests to quantify impact.

Captive Structuring & Management Services

Feasibility, formation, governance, fronting/reinsurance panels, and ongoing administration for efficient risk retention.

Data, Visibility & Analytics

Build your risk data model, dashboards, and loss analytics to inform capital allocation and board reporting.

Implementation & Change

PMO support, SOPs, training, and coordination with internal teams and with Purple Wallet's Distribution and Digital pillars to embed the program.

Business consulting team meeting

Who We Serve

COO, CTO, CRO, CFO teams at mid-sized and large enterprises across:

Insurance
Logistics
Commodity Trading
Industrials
Retail
Financial Services

Our Methodology

1

Discover

Stakeholder interviews, data intake, current-state review.

2

Diagnose

Exposure map, insurable vs. non-insurable split, control gaps, scenarios.

3

Design

Target risk-finance strategy (retention, limits, captive options), KPIs and roadmap.

4

Coordinate & Implement

Align with Distribution for market placement and Digital for tooling; formalize governance and reporting.

5

Govern & Improve

Quarterly reviews, KPI tracking, re-forecasts, and renewal readiness.

Proof in Action

Trade Credit | Working capital unlocked

USD 25M policy assigned to the bank converted receivables into borrowing base and stabilized cash flow.

Aviation Liability | Capacity ×8 with better terms

Re-architected program increased protection to USD 1B while improving cost efficiency and wording.

Political Violence | Election-period resilience

USD 150M consortium placement with location-specific deductibles and explicit looting cover.

Specie/CIT | Full recovery on €5.5M loss

Precision wording and specialty market access delivered a successful settlement.

Ready to optimize your risk/capital efficiency?

Let's map your exposures and design the most capital-efficient path forward.